Retirement Planning 
 
It is never too early to start planning for retirement in order to ensure it goes smoothly. Here you will find information to help ensure your retirement starts well.
 
  • Service Credit – Program that allows employees to make payments into the Civil Service Retirement System (CSRS) or Federal Employees Retirement System (FERS) periods of service during which they either did not contribute to the Civil Service Retirement and Disability Fund, or for which they received a refund of their retirement contributions. In statutorily defined circumstances, employees may make service credit deposits or redeposits, which include both principal and interest, to maximize the benefits they will receive upon retirement.
  • Thrift Savings Plan  – Saving for your retirement is an important part of your retirement benefits in addition to your monthly annuity.   The Thrift Savings Plan Website has additional information.
  • Federal Ballpark Estimate - You can use the Federal Ballpark Estimate to automatically calculate estimates of future Civil Service Retirement System (CSRS) or Federal Employees Retirement System (FERS) retirement benefits and Thrift Savings Plan account balances.   It will also let you know how well you are doing in meeting your savings goal.
  • Retire in Five Years - You should begin planning several years before the date you have set for retirement so that you will know what is required to continue certain benefits into retirement.
  • Retire in One Year – Here are specific steps you should do to get ready for retirement.
  • Less than One Year to Retirement – As the time gets near, ensure you are ready.
  • Applying for Retirement – This explains the retirement process. 
  • Refund of Retirement Contributions – This explains the options available to employees who leave Federal service before being eligible for retirement.
  • Voluntary Contributions Inquiries – Inquire about your voluntary contributions options before you retire. 
 
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Retirement Presentations